For years, private companies have been shifting from defined pension benefit packages for employees to having workers contribute to their own retirement accounts.

Municipalities in the Greater Danbury area see the benefit of that trend, and more and more communities have already taken or are planning to take the step toward 401k or similar retirement plans for employees.

Which towns have taken the lead in this movement? What sort of plans now exist, and what do they cost? Which communities are likely to pull the trigger on this shift in retirement account responsibility?

For the answers to these questions and more, read The News-Times' in-depth coverage of this issue, exclusively in the print edition of Sunday's May 1 publication.