Mrs. Gemza was born in Yonkers, N.Y., Jan. 13, 1919, the daughter of the late Louis Sr. and Mabel (Schuler) Picone.

Mrs. Gemza worked as a salesperson for Rite Aid on Germantown Road in Danbury. She also worked with her husband at Design Aide.

She was a parishioner of Sacred Heart of Jesus Church in Danbury and was a volunteer driver for the American Red Cross. She enjoyed her flower garden and loved bowling.

She was a loving and devoted wife, mother, and grandmother

In addition to her husband Frank, she is survived by a son, Ross Martino and his wife Rosemary of Danbury; a daughter, Joan Rizzo and her husband Tony of Danbury; five grandchildren, Ross Martino Jr., Michael Rizzo and his wife Debbie, Anthony Rizzo Jr. and his wife Patty, Ross Rizzo and his wife Jeanette, and Mary Jean Rebeiro and her husband Tony; 13 great-grandchildren; three stepchildren, Roger Gemza and his wife Kathy of Watertown, Sue MacNaughton of Waterbury and Sharon Gemza of New Milford; three step-grandchildren, Jennifer MacNaughton-Wang and her husband Jordan, Christina MacNaughton-Snow and her husband Jason, and Melissa Simpson-Manley and her husband Christopher; two step-great-grandchildren; a brother, Joseph Picone and his wife Jan of Georgia; three sisters, Isabelle Cutler, Kate Valine and her husband Fred, and Rita Raymond and her husband Richard, all of Danbury; several nieces and nephews; and her caregiver, Benedette Welbeck.

She was predeceased by her first husband Ross Martino; a daughter, Lucy Martino; two brothers, Louis and John Picone; and two sisters, Margaret Pace and Marion Germanetti.

Burial was held in St. Peter Cemetery in Danbury.

The Cornell Memorial Home in Danbury was in charge of arrangements.

Memorials may be made to Sacred Heart of Jesus Church, 12 Cottage St., Danbury, CT 06810.