Now that student loan debt has exceeded credit card debt in America -- outstanding student loans have surpassed $1 trillion -- what does that mean for the future of Greater Danbury and its job market?

The News-Times talks with local college students to learn how much they owe and what they're getting for their money.

At a time when the profiles of Western Connecticut State University and Naugatuck Valley Community College have never been higher in Danbury, is a college degree worth mortgaging a future?

To find out the answers to these questions and more, be sure to check out "Payback time" on Sunday, July 22, exclusively in the print edition of The News-Times.